Kamino BorrowonS
Solana· an independent redesign studyA loan should tell you, in one sentence, how it ends.
Kamino is where most people on Solana take their first loan against their SOL. Last December, 1,480 of them had that loan closed in a single month, and most never saw it coming. This is the Borrow flow, rebuilt so the risk is the first thing you see. Everything below is live.
SOL price live · 30 daysThe red line is where this loan would be closed. Borrow more and watch it rise.
SOL would have to fall a long way.
Borrow900USDCagainst20SOL.IfSOLfallsto$56.25,46%belowtoday,theloanisclosedandabout16.8SOLissoldtorepayit.Costsabout$5amonth.
Repay any time. No fixed term, no fee to open or close.
Nothing happens until you confirm on the next screen.
loans closed on Kamino in one month, as counted by a thread on r/solana in December 2025.
A serious product that never says what can go wrong.
Kamino is well built and well audited. Its Borrow flow is written for people who already know what Loan-To-Value means. The thread argued that most borrowers never understood their liquidation price. The interface never put it in front of them. Captured on kamino.com, 21 October 2026.
Two questions, not thirty-nine markets.
What do you have, what do you need. The market is chosen from the answers, and the first number you meet is a word: Cautious, Balanced or Max.
Change the amount and watch the red line. On desktop, drag the line itself.
Open full screen SOL price live · 30 daysThe red line is where this loan would be closed. Borrow more and watch it rise.
SOL would have to fall a long way.
Borrow900USDCagainst20SOL.IfSOLfallsto$56.25,46%belowtoday,theloanisclosedandabout16.8SOLissoldtorepayit.Costsabout$5amonth.
Repay any time. No fixed term, no fee to open or close.
Nothing happens until you confirm on the next screen.
The risk is a line you can see move.
The price at which this loan closes is drawn on the chart. Borrow more and it rises toward today. Under it, one bar: how far SOL can fall before anything happens.
Swipe to borrow, then read the review.
Open full screen SOL price live · 30 daysThe red line is where this loan would be closed. Borrow more and watch it rise.
SOL would have to fall a long way.
Borrow900USDCagainst20SOL.IfSOLfallsto$56.25,46%belowtoday,theloanisclosedandabout16.8SOLissoldtorepayit.Costsabout$5amonth.
Repay any time. No fixed term, no fee to open or close.
Nothing happens until you confirm on the next screen.
Review your loan
- It costs about $5 a month. 6.05% a year, added to what you owe. Repay any time.
- SOL can fall 46% before anything happens. If it reaches $56.25, about 16.8 SOL is sold to repay the loan plus a 5% fee. You keep the rest.
- We'll warn you first. At $67.50 and again at $61.88, with a one-tap way to add SOL or repay.
Your wallet will ask once more. That's normal.
A warning that comes with the fix.
One sentence says where you stand. At 20% and 10% above the closing price you get a message, and the message is a button: add SOL, or repay. A closed loan is explained, not announced.
Simulate −30%, then Add 3 SOL.
Open full screen SOL price$103.84 U
Your loanSOL would have to fall a long way.
Youborrowed1,100USDCagainst20SOL.SOLis$103.84todayandcanfall34%more,to$68.75,beforeanythinghappens.
We'll message you at $82.50 and $75.63.
Risk is a picture.
The closing price is a line on the chart. You see it before you read it.
Words before ratios.
No LTV, no health factor. How far can the price fall, and what happens then.
The fix is the button.
Every warning carries the one tap that makes room.